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Credit Information     10 Tips For Good Credit     Applying For Credit     Credit Reports     Credit Bureaus     Debt Income Ratio     Divorce and Credit     Frequently Asked Questions     How Credit Cards Work     How Long Are Items Reported on Your Report?     Separating Credit     Types Of Credit     What Can You Afford?     Your Credit History Credit Repair & Rebuilding   Resolve outstanding issues   Credit Rebuilding   Credit Scoring Myths   Credit Card Fraud   Effects of Bankruptcy

Card Ownership When you apply for a credit card, you choose the kind of credit you want: Individual credit is based on your assets, income and credit history only. You alone are responsible for paying the bills. Joint credit is based on the assets, income, and credit history of both people who apply. Married couples often apply for joint credit. You may obtain more credit this way, but you'll be responsible for the debt- even if you get divorced. An authorized user is an additional person to whom you give permission to use your account. However, you (and your joint account holder, if any) are solely responsible.

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Consumer Debt Group, Inc. Copyright 1998 - 2008 Consumer Debt Group, Inc. does not provide any legal representation. Consumer Debt Group, Inc. deals with licensed attorneys and our affiliated law firm has attorneys throughout the nation who are credit card debt settlement specialists. Disclosure  Privacy  Site Map  Courtesy Links