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| To enter our free financial information center |
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Do you know?
Why not have a free copy of your credit report available when you call us about debt reduction?
We'll negotiate your debt and show you how to get
a free credit report. Click here for details!
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| Debt Warning Signs |
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- You cannot pay all of your monthly bills with all the money you bring home.
- The minimum payments due on your credit cards exceed 25% of your total monthly net income.
- You cannot afford to save 5% of your income after bills are paid.
- You must borrow money to pay taxes, take a vacation, or pay for unforeseen expenses.
- You use credit to pay your monthly expenses.
- You are late making payments, owe back payments, and/or can only pay the minimum payments.
- Your account has been sent to a collection company or a legal judgement has been entered against you.
- You previously paid off your credit cards with a debt consolidation loan and then ran up your credit card bills again.
- You have been turned down for credit.
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- You are at the credit limit on most of your accounts.
- You have no idea of the total amount of your debt.
- You have no savings and if you lost your job you'd be in instant financial trouble.
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Budgeting