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| Credit Information |
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| Credit Repair & Rebuilding |
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| Fees and Payments | ||
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| Annual Fee | ||
| Some credit cards may require an annual fee. This is the yearly cost of owning a credit card. The annual fee may be posted to your balance when you open the account and added each year on the anniversary of your account opening. | ||
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| Late fees | ||
| Late fees are avoidable and late payments may harm your credit history, which could make it harder for you to get credit in the future. You may be charged a late fee if your payment doesn't reach the card company by the due date. To be sure your payment arrives on time, mail it at least five to seven days before it's due. Many credit card companies offer online payments through your checking account. This option is generally much faster than traditional mail and usually posts to your account within 24 hours. | ||
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| Other Fees | ||
| Companies may charge a fee is your balance exceeds your credit limit. You may also be charged fees for returned checks; returned cash advance checks, or stop- payment requests. Most of these fees can be avoided. Call your card issuer if you have any question about fees. | ||
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| More on Account balance vs minimum payment | ||
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Consumer Debt Group, Inc. does not provide any legal representation. Consumer Debt Group, Inc. deals with licensed attorneys and our affiliated law firm has attorneys throughout the nation who are credit card debt settlement specialists.
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