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| Fraud Protection |
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Credit card, ATM, and Internet fraud can often be prevented. Most thieves use stolen credit cards within 48 hours.
Call your credit card company immediately to report a lost card. Most companies have a 24-hour toll-free number.
If you call the company before the card is used, the Fair Credit Billing Act says you're not responsible for unauthorized
charges. If a thief uses your card before you report it, you may be responsible for a portion of the loss. Follow up your
call with a letter giving your account number, the date the card was missing and when you called in the report
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