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Top 10 tips for good credit After you've decided on the type of credit you need and how much you can afford, follow these steps for maintaining a good credit history. Shop around for the best credit terms. Understand all the terms of the card agreement before you accept a credit card. Set a monthly spending limit and stick to it. Shop as carefully with a credit card as you do with cash. Pay your credit card bills promptly and in full to minimize finance charges. Avoid taking on monthly credit payments unless you're certain you can meet them. If you charge day-to-day expenses, pay them in full each month. Save money each payday for emergencies. Keep credit card information (including phone number of issuer) in a safe place in case your cards are lost or stolen. Keep copies of sales slips and compare charges when credit card bills arrive. If there's a mistake, call your credit card issuer immediate

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Consumer Debt Group, Inc. Copyright 1998 - 2008 Consumer Debt Group, Inc. does not provide any legal representation. Consumer Debt Group, Inc. deals with licensed attorneys and our affiliated law firm has attorneys throughout the nation who are credit card debt settlement specialists. Disclosure  Privacy  Site Map  Courtesy Links