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How Long Are Items Reported on Your Report Credit reporting agencies like Experian, Trans Union and Equifax are governed by the federal Fair Credit Reporting Act (FCRA) and companion state laws. The FCRA permits these bureaus to list positive information on your credit report indefinitely, although it generally remains up to 10 years. Accurate negative information - such as a late payments or an account turned over to a collection agency can remain on your credit report for seven years. Bankruptcies may remain on your credit report for up to 10 years. Unpaid tax liens may remain for 15 years.

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Consumer Debt Group, Inc. Copyright 1998 - 2008 Consumer Debt Group, Inc. does not provide any legal representation. Consumer Debt Group, Inc. deals with licensed attorneys and our affiliated law firm has attorneys throughout the nation who are credit card debt settlement specialists. Disclosure  Privacy  Site Map  Courtesy Links